Example: In the evenings, 20 year old Heather K. works part time at a popular Pizza by the Slice restaurant on Whyte Avenue in Edmonton, Alberta and loves the interaction with customers and staff most days. In the daytime, Heather also works part time in the University of Alberta’s book store. Between these two jobs, Heather has just enough to get by with little left over for fun. Which can sometimes be a problem when she wants to hang out with her friends for a weekend in Jasper. Heather does have one option when she is low on funds, she can apply for some quick cash from a private money lending operation by using her car title as collateral on the loan. As long as Heather meets the required criteria designated by the lending company she can borrow up to 10,000 dollars or even more. Of course, she’ll borrow far less than the full amount she’d be entitled to, knowing full well that she’ll need to pay back the loan in the years to come. But for a weekend away with her BFF’s she’ll do what she can to enjoy herself fully.